A personal injury is where you are hurt in an accident that wasn’t your fault or you contract an illness through no fault of your own. At 174 Law our specialist solicitors are here to make life easier for you and your loved ones.
What counts as a personal injury?
The list of personal injuries is very extensive, but here’s what you can claim for, broken down into sections:
- Car accident claims
- Public transport accidents
- Motorcycle accidents
- Whiplash injury compensation
- Pedestrian injuries
- Medical negligence
- Accident at work compensation
- Accidents in public places
- Industrial disease claims
- Slips, trips and falls
- Cosmetic treatment
- Criminal injuries
- Military injuries
This is by no means a comprehensive list – but we find these are the most common claims our clients make on a regular basis.
What if my insurance company has already made me an offer?
If your claim is successful, the chances are that the offer is nowhere near enough compensation. We strongly recommend seeking legal advice from an established solicitors before you take the insurance company’s offer – you could be missing out on a large sum of money for your troubles. It’s also wise to make sure you rest after your accident or illness, as hiring a solicitor for a personal injury claim can take away a lot of the stress and hassle.
What can I claim?
You can claim compensation for the injury itself but you can also claim for ‘losses’ including but not limited to:
- Loss of earnings
- Travel expenses
- Hospital treatment, medications and prescriptions
- Care costs
- Vehicle repair or vehicle hire
How long does the process take?
This, of course, varies from case to case but there’s a number of factors that could affect how long your claim takes to settle. If your claim involves a dispute then it’s wise to hire a solicitor to navigate it and give you the best advice. Insurance companies can also be a little slow at handling claims, but we make it our duty to ensure they’re handling your claim within a respectable time limit. There’s also the matter of the healthcare service – it may take time to obtain relevant appointments or written evidence from a medical professional. The court may also be a slow process, but at 174 Law we’re on your side throughout the process and we endeavour to move your case along as effectively as possible.
How much compensation will I get?
Again, this varies from person to person, depending on the injury. Your compensation is calculated according to a series of factors:
- Severity of your injuries or illness
- The effects of the injury or illness on your quality of life
- Recovery time
- Financial losses (earnings, medication, travel and so on)
- Pre-existing medical conditions
It’s worth mentioning that you should expect to receive two types of compensation; for the accident or illness itself, along with compensation for loss of income. As for the amount itself, it can vary from a few hundred pounds to a millions. We will give you a valuation for your case once we receive all necessary evidence. If your claim is successful and has been processed, your money should be with you within 21 days.